Samples Of Argumentative Text
Cashless society: What do we gain and lose when cash is no longer king?
Thesis:
What do you think of a cashless world? A cashless world may sound like something out of science fiction, but it is on its way. Many modern financial processes and transactions are now taking place without the use of currency. To be more specific, a cashless society is one in which financial transactions are conducted without the usage of cash (including paper and coin currencies).
Instead, all transactions are conducted electronically, with debit or credit cards or payment Services. Like two sides of a coin, a cashless society has its own advantages and weaknesses. The first advantage of cashless society is convenience. People do not need to carry cash when they want to make a transaction. Another advantage is that crime rates are lower. Carrying cash makes people a high-value target for thieves. It will be impossible to track their money or show that it is theirs once it has been removed from their wallet and placed in a criminal’s wallet.
Arguments
Similarly, in a cashless society, financial crime should disappear. Cash is commonly used in unlawful activities, such as illegal gambling or drug trafficking, because there is no record of the transaction and the money is easier to launder. If the source of the money is unknown, money laundering becomes much more difficult. When every payment people get is recorded, it is more difficult to hide income and evade taxes.
Furthermore, going cashless is thought to be more than just handy. Printing bills and mintin coins both cost money. Businesses must store money, obtain more when they run out, deposit cash when they have an excess of it, and in some situations, pay firms to transfer cash safely.
To defend their branches from physical bank robberies, banks hire massive security teams. In a cashless future, wasting time and energy moving money around and protecting big sums of cash may become obsolete.
People may need to exchange their dollars for local currencies while traveling. If people are traveling in a country that supports cashless transactions, though, they will not have to worry about how much local currency they will need.
Instead, their mobile device takes care of everything. Going cashless, on the other hand, may be more difficult than useful. First of all, electronic payments do not have the same level of privacy as cash payments. Hackers are the electronic equivalents of bank robbers and muggers.
People are more vulnerable to hackers in a cashless culture. If people are targeted and their accounts are emptied, they may be left with no other options for spending money. Secondly, glitches, outages, and unintentional errors can all cause issues, leaving buyers unable to purchase items needed.
Similarly, when systems fail, merchants are unable to take payments. Finally, negative interest rates may have a more direct impact on consumers once all money is electronic. Negative interest rates, according to the International Monetary Fund, lower bank profitability, and banks may be motivated to raise costs on customers to make up the difference.
Customers can easily withdraw their cash from the bank if they do not like the fees, therefore banks are constrained in their capacity to pass on those expenses. Customers may have to accept any additional fees if they are unable to withdraw cash from the bank in the future.
Conclusion/Reiteration:
Cash currency is becoming less and less prevalent as a result of several technological and sociological shifts toward digital and virtual financial transactions. However, there are other potential negatives to a truly cashless society, and only time will tell whether cash has a unique place in society.
Example 2
Should College Education be Free?
College education should be free for all students. Education is a basic right, and no one should be deprived of it just because they can't afford it. Education is the key to success and prosperity, and making it accessible to all will lead to a better society. Additionally, countries that provide free college education have higher rates of college graduates and a more educated workforce, which in turn leads to economic growth.
Furthermore, providing free college education will reduce the burden of student debt. Many students graduate from college with significant debt, which can take years to pay off. This debt can limit their career choices and delay their ability to start a family or purchase a home. By providing free college education, students can focus on their studies without worrying about the financial burden.
Opponents of free college education argue that it would be too expensive for the government to provide. However, investing in education is an investment in the future of the country. The benefits of a more educated population will outweigh the costs in the long run. Additionally, the government can fund free college education by reducing spending on unnecessary programs or by increasing taxes on the wealthy.
In conclusion, college education should be free for all students. Education is a right, not a privilege, and it is essential for personal and societal growth. By providing free college education, we can ensure that all students have an equal opportunity to succeed, regardless of their financial background.
Example 3
The Influence of The Internet
Technology development goes along with the development of the world. Currently the technology is growing very rapidly, especially the development internet. Almost all of areas of the world such as industry, business, education, entertainment, etc. use the Internet as media to help their works. Internet has a variety of functions such as communication functions, data exchange, source of media information and much more. One of the functions which used by internet user the most is internet as source of media information. By using internet, they can get information quickly and easily. Nevertheless, the ease of information that can be obtained from the internet gives a positive and negative impact for users of the Internet itself. Here are the positive and negative impacts posed by the Internet that can be perceived by the consumer.
There are so many positive impacts which can be felt by internet users such as: Internet users can get the information easily and quickly. By simply entering a keyword in the search engines, they will get what they are looking for. Internet users can also view location that wanted to see and very far without going to the location. This function can be obtained by using features such as Google earth.
Moreover, Internet can be used by employers as media promotion. They can introduce their products for free and easily on the internet. Internet users especially students also can get so many references from books and material which is available on internet for free. There are so many sites that provide a wide range of references such as scientific journals, Wikipedia and many more. And the last, internet users can find out about the world and interact with all of the world’s population using socialmedia such as Facebook, twitter and others.
Besides having a positive impact, the Internet also has some negative impact for its users such as: the freedom of information that can be obtained on the internet can be abused by its user. They use internet to open the forbidden sites such as pornography, gambling and others. These sites are accessible to people of all of ages whenever and wherever. Internet also can be used by people who are not responsible for hacking into secret archives in cyberspace. Commonly the perpetrators of these crimes are called hackers. They can even disrupt a country just by using the Internet.
In addition, Internet also can make most of students lazy to think about their task given by teacher because almost all of lessons they can get on the internet. Internet also decreases the role of library in real life. Library which is used as a place to read and find information is no longer used. Today students prefer using internet by accessing online media or references that they can get on the internet.
From the short discussion above, we can conclude that internet has a positive and negative side that could impact its users. Therefore, by seeing the impacts caused by the Internet, users have to be smart in using the Internet. We do not abuse the wealth and freedom of information contained in the internet technology to do something negative.
Cr : Soure Example Of Argumentative Text
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